A Little Tired

Sorry guys, I’m just a little worn out today. I realized I haven’t had a day off since we were in Kansas. And, although I very much enjoyed going, you can’t completely relax when you are visiting someone else’s house, you know?

My birthday is on Sunday, and I’ll be 24. I’ve been frustrated this week because it seems like it is going to take forever for us to get out of this hole - and get back to just being at $0. We’re not even at the stage where we can accumulate wealth.

The fiancee and I talked last night about some options. Because, really, we should be totally knocking this thing out. The kicker is really the car payment (his). If you add up the car and house payment, we are effectively paying the payment on a $300,000 mortgage, which if you have 20% equity - would be a $375,000 house. And here in Houston, $375k gets you A LOT of house. That thought was incredibly sobering.

But unfortunately, there is not a whole lot we can do about it at the moment, because 4×4 trucks (required for work) are pretty freaking expensive. A ten year old truck with over 200,000 miles on it was still worth $7,000. So at least we know the resale will stay high - but in the meantime, we just have to tuck in even more.